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Plans and premiums change ALL the time. There are so many options, it really can be confusing which could leave yourself and your family and or business under-insured if you are not careful. You could also be over-insured, and paying way too much for things you don't need. Call us, and we will put a quote together and explain all your options. A wrong decision could cost you thousands in the event of a claim. You should know all your options!
A few ways to control the cost of your health insurance:
1. If you have been on your individual or group plan longer than 12 months, you are paying too much and we will show you how much money you can save.
2. If your spouse and children are on your group plan, about 75% of the time it cost less to put them on an individual policy which will save you thousands of dollars a year.
3. If you are on COBRA, we will show you the lowest plans with the best coverage so that you do not keep paying the high premium.
4. If you are Self Employed, we will show you plans that will give you tax savings.
5. If you are paying or want dental and vision coverage, we will show you how to stop paying so much in premiums.
6. If you are taking medications, we will show you how to control your cost and show you where to buy them to keep your cost down even if you have a prescription card.
7. If you are looking for maternity on an individual level, we have plans that will take care of most of the cost.
8. We will show you the pros and cons with the carriers and their plans. This alone could save you a great deal of money.
