What are some of the major differences between dental insurance and discount dental plans?

Some of the characteristics of Dental Insurance include:

• Limitations, deductibles and annual maximums
• Waiting periods for major dental procedures
• Tedious and time-consuming written claims process
• Limitations/exclusions on pre-existing conditions
• Certain dental specialties, such as cosmetic dentistry, are
  rarely covered
• Consumers pay expensive monthly premiums for defined coverage
• Typically inaccessible to individuals and families unless provided by their employer

Some of the characteristics of Discount Dental Plans include:

• No annual limits, members enjoy discounts on most dental services all year long
• Most plans activate within 1 - 3 business days
• No tiresome paperwork hassles, plan membership card is presented for discounts on most dental services
• No health restrictions
• Select plans include discounts on dental specialties, including cosmetic dentistry and orthodontics
• Consumers pay affordable membership fees for access to a network of providers offering discounts on most dental procedures
• Available directly to individuals, families, businesses and groups

In short, discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer plan members significant savings on most dental procedures.

SafeGuard - Founded in 1974, we were one of the first companies to introduce the concept of dental HMO plans -- a concept that encourages good oral health by making visits to the dentist more affordable. 

SafeGuard Access Code-23826

Dental Select Platinum Option 2: Allows you to go to any dentist you choose!  After only a $50.00 annual deductible, Preventive (routine exams, cleaning, x-rays, etc.) is covered at 100% with no waiting period.  Basic (fillings and oral surgery) is covered at 80% after a 6 month waiting period. Major (crowns, bridges, dentures, and periodontics) is covered at 50% after a 15 month waiting period.

Dental Select Gold: is a Dental PPO plan that is very inexpensive, with great benefits. To take full advantage of this plan, you need to go to one of the Dental Select Gold dentists.

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Consumer Choice (Dental Plans) Is a non-insurance, but dental discount plans. If you need major work done today, and can't wait out the waiting period that all dental insurance companies require for basic and major work to be covered, or if you simply cannot afford dental insurance